Despite Fears About Buying A Home, Now May Be The Time

Interest rates are near historic lows. Real estate is more affordable than it was three years ago. And the inventory of homes for sale gives buyers more choices than they’ve had in years.

So why aren’t more people buying?

Certainly, there are scores of potential buyers who no longer can qualify for loans under today’s tighter lending criteria. And others can’t because of layoffs, pay cuts and other recessionary hardships.
Even among those who can and want to buy, many are still holding off out of fear that it just isn’t the right time, but are they missing an opportunity?

“Consumer confidence is really low,” said Eric Allen, director of Metrostudy in Salt Lake City, which tracks the housing market.”

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