VA Loans Thrive in the Face of Widespread Foreclosure

The VA Loan program has weathered the foreclosure crisis, despite the fact that nine in 10 borrowers purchase a home without a down payment.


In fact, these flexible, low-cost loans remain the safest on the market. The foreclosure inventory rate for VA loans was 2.5 percent in the second quarter of 2010, better than both prime and FHA loans. After nearly seven sometimes turbulent decades, this home loan benefit for American service members is better positioned and more powerful than ever.

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