Why Short Sales Take So Long: If Banks Ran Restaurants

This is the second of my two part series on why short sales take so long. That first post was very factual and may have lost the less patient readers as it dragged them through the muck that is a short sale. So here is a rewrite of that post from the perspective of eating at a restaurant - something with which everyone can identify - in a Looking Glass world where the banks run all the restaurants.

Background
In this world (let's set the stage in Chicago for fun) there are only 5 restaurants in the entire city. Consequently the restaurants are huge, sprawling over several city blocks with thousands of people coming in to eat every hour. Consequently, the banks have decided to apply their considerable skills to streamline the dining process. You and your family were driving through Chicago when your car broke down and you have decided to eat dinner here. Where you live you have normal restaurants but you have heard that in Chicago things are different.

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