How Long Does Foreclosure Take?

Since the housing market fell apart, the time people spend in foreclosure has gone way up.
As the chart below shows, "judicial foreclosures" — those in states where foreclosures go through the courts — now take an average of 271 days, or about nine months.
Judicial foreclosures are the ones at the center of the "robo-signer" foreclosure mess. So as banks change their practices in response to the scandal, we may see the time to foreclosure rise even more in those states.

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